China Tells

A cross nation comparison shows that China’s households are not leveraged at all in terms of house mortgage. In the last ten years, US households’ mortgage is at around 200% of the household saving, followed by UK at around 100% to 150% on average. In comparison, Chinese households’ mortgage is only around 10% of the household saving, which shows a high potential to grow.

中国家庭在房贷上的杠杆率远远低于英美的水平。在过去十年中，英美的平均家庭房贷占到了家庭储蓄的150%以上，而中国还不到10%，因此还有很大的上升空间。